| Schedule of Allowance For Credit Losses |
Below is a roll forward of the Company’s allowance for credit losses for the three and nine months ended September 30, 2025 and 2024.
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Allowance for Credit Losses |
| (in thousands) |
Trade
Receivables |
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Financed
Receivables |
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Total
Receivables |
| Balance at December 31, 2024 |
$ |
19,770
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$ |
8,686
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$ |
28,456
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| Provision for expected credit losses |
8,081 |
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2,649 |
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10,730 |
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| Write-offs charged against the allowance |
(5,428) |
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(2,460) |
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(7,888) |
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| Recoveries collected |
1,276 |
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241 |
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1,517 |
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| Balance at March 31, 2025 |
$ |
23,699
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$ |
9,116
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$ |
32,815
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| Provision for expected credit losses |
3,031 |
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2,700 |
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5,731 |
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| Write-offs charged against the allowance |
(5,057) |
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(2,339) |
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(7,396) |
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| Recoveries collected |
1,209 |
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286 |
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1,495 |
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| Balance at June 30, 2025 |
$ |
22,882
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$ |
9,763
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$ |
32,645
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| Provision for expected credit losses |
5,088 |
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3,195 |
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8,283 |
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| Write-offs charged against the allowance |
(6,769) |
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(2,372) |
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(9,141) |
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| Recoveries collected |
1,220 |
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286 |
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1,506 |
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| Balance at September 30, 2025 |
$ |
22,421
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$ |
10,872
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$ |
33,293
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Allowance for Credit Losses |
| (in thousands) |
Trade
Receivables |
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Financed
Receivables |
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Total
Receivables |
| Balance at December 31, 2023 |
$ |
15,797 |
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$ |
5,602 |
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$ |
21,399 |
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| Provision for expected credit losses |
4,823 |
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2,870 |
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7,693 |
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| Write-offs charged against the allowance |
(7,184) |
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(2,362) |
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(9,546) |
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| Recoveries collected |
1,428 |
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146 |
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1,574 |
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| Balance at March 31, 2024 |
$ |
14,864 |
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$ |
6,256 |
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$ |
21,120 |
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| Provision for expected credit losses |
4,503 |
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2,941 |
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7,444 |
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| Write-offs charged against the allowance |
(4,690) |
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(2,985) |
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(7,675) |
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| Recoveries collected |
1,423 |
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195 |
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1,618 |
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| Balance at June 30, 2024 |
$ |
16,100 |
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$ |
6,407 |
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$ |
22,507 |
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| Provision for expected credit losses |
7,268 |
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2,510 |
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9,778 |
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| Write-offs charged against the allowance |
(6,244) |
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(1,361) |
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(7,605) |
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| Recoveries collected |
1,424 |
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69 |
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1,493 |
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| Balance at September 30, 2024 |
$ |
18,548 |
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$ |
7,625 |
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$ |
26,173 |
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